Terms & Conditions
Last updated: July 2026
1. About Mortgage Mate
Mortgage Mate is a referral and information service. Mortgage Mate is not a licensed mortgage broker, lender, credit provider, or financial adviser and does not provide credit assistance, financial product advice, personal financial advice, or lending. Mortgage Mate simply helps connect you with third-party licensed brokers and lenders in Australia.
Mortgage Mate is a trading style of Corewave Solutions. ABN: 25 470 771 824.
2. Eligibility
To use this website and the referral service you must be at least 18 years of age, an Australian resident, and legally able to enter into a contract. By submitting your details, you confirm that the information you provide is true, accurate and complete to the best of your knowledge.
3. Marketing Language and No Guarantee of Outcome
Any wording on this website — including references to rates, savings, approval, or speed — is general marketing language only and is not a promise, offer, quote or guarantee of any particular outcome.
Mortgage Mate does not assess your finances, approve finance, arrange credit, or advise on any product. Any approval, rate, product or service you receive comes solely from a third-party licensed broker or lender based on their own assessment and their own credit criteria.
4. Invitation to Contact and Consent
By submitting your details through this website (including via any quiz, form, callback request or landing page), you invite and consent to being contacted by Mortgage Mate and its referral partners by telephone, SMS, email, and other electronic messaging services in relation to your enquiry.
You acknowledge that submitting your details is your express consent to be contacted about your enquiry, even where your number is listed on the Do Not Call Register. You may opt out of further contact at any time by emailing info@mortgagemate.co, replying STOP to any SMS, or using the unsubscribe link in any email.
5. Referral Relationships and Commissions
Your details may be shared with one or more third-party providers, including licensed brokers, credit representatives, lenders and referral partners, so they can contact you about your enquiry. Mortgage Mate may receive a referral fee or commission from these providers if you are matched with them or take up a product with them.
Mortgage Mate makes no guarantee that you will receive a quote, that you will be approved, that any particular rate will be available to you, or that any product will be suitable for you. All decisions relating to credit or financial products are made by the third-party provider.
6. Intellectual Property
All content on this website — including text, graphics, logos, images and layout — is owned by or licensed to Mortgage Mate and is protected by Australian and international copyright and trade mark laws. You may not copy, reproduce, republish, or distribute any content from this site without prior written consent, except for personal, non-commercial use.
7. Website Information and Liability
All content on this website is provided for general information purposes only. While we take reasonable care in preparing it, we make no representations or warranties about accuracy, completeness, timeliness, or suitability for a particular purpose.
To the maximum extent permitted by law, Mortgage Mate excludes all liability for any loss, damage, cost or expense arising out of or in connection with your use of this website, the referral service, or any dealings with third-party brokers or lenders.
8. Third-Party Websites and Services
This website may contain links to, or referrals to, third-party websites and services. Mortgage Mate does not control those websites or services and is not responsible for their content, practices, or the products or advice they provide. Your use of any third-party website or service is at your own risk and subject to the terms of that third party.
9. Cookies, Analytics and Tracking
This website uses cookies, pixels, analytics tools, and similar technologies to understand how visitors use the site, measure the performance of our marketing, and improve our services. You can control cookies through your browser settings. Continued use of the site indicates your acceptance of these technologies.
10. Security
We take reasonable steps to protect information submitted through this website from misuse, loss, unauthorised access, modification or disclosure. However, no online transmission or storage system can be guaranteed to be completely secure.
11. Changes to the Website or Terms
We may update, change, suspend or discontinue any part of this website, our services, or these Terms at any time without notice. Continued use of the website after any change indicates your acceptance of the updated Terms.
12. Governing Law
These Terms are governed by the laws of New South Wales, Australia. Any dispute arising out of or in connection with these Terms is subject to the exclusive jurisdiction of the courts of New South Wales.
13. Contact
Questions about these Terms? Contact us at info@mortgagemate.co or visit www.mortgagemate.co.